Sadly, common mistakes can cause problems after your death and even cost loved ones their inheritance.

More than half of Scottish adults have not made a will. Of those who have many have not updated their wills for some time which can lead to inheritance disputes.

Dying intestate — legalese for not leaving a will — can leave considerable costs and complications for people left behind to deal with – all to be dealt with alongside the anguish of grieving.

You should not assume the law will make provision for your loved ones in the way you intend.

To help you write your will and so that your estate passes those you intend, here are 5 things to consider:

1.Unmarried people have no automatic rights

If you are not married, it is not the same ab being wed – despite what people think. Even if your partner claims then the amounts awarded are very likely to be  less.

You need to make a will if you want your cohabiting partner or stepchildren to benefit from your estate.

In Scotland, where there is no Will then a court action will be required for someone to be appointed as Executor

A cohabitee is not one of those entitled to be appointed as Executor by a court.

The Court will require the applicant to obtain insurance. Both action and insurance are expenses easily avoided. 


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